For U.S. parents and guardians

A clear path from paid work to a custodial Roth IRA.

Find real paid-work ideas for your kid, then follow a guided path to the next steps.

See how the Club works

First Roth Club is an education tool for U.S. parents and guardians. It is not tax, legal, or investment advice.

A step at a time

Made to help parents get started.

Find ideas

Explore paid-work ideas for your kid and see where to start.

Keep your own records

Jobs, pay, deposits, invoices, and agreements stay in your own files.

Move one step at a time

The Club offers a guided path by email—no app and no password.